Are you self-employed and in need of a mortgage? Look no further! We offer low rates and excellent mortgage options specifically designed for self-employed individuals.

One of the biggest concerns for self-employed individuals when applying for a mortgage is the approval process. Rest assured, our fast mortgage approval is perfect for you, even if you have been declined previously. We understand the unique challenges faced by self-employed individuals and work to provide you with the best options possible.

Our self-employed mortgage options take into consideration the reduced taxable income resulting from claimed business expenses. We understand that your expenses can impact your qualifying income, and we want to make sure you have the best mortgage solution that suits your financial situation.

For those who have significant expenses impacting their qualifying income, our Stated Income mortgage is an ideal choice. This mortgage option allows you to state your income, making it suitable for individuals with high expenses but still have the ability to pay off their mortgage.

We also recognize that self-employed individuals often have dividend and investment income. We accept these additional sources of income, but they must be stable and have proper proof requirements.

To apply for our self-employed mortgage options, you will need to provide certain documents. These documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents will help us evaluate your financial standing and find the best mortgage solution for you.

We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to accept reasonable income estimates and offer you the best mortgage options available.

If you are a self-employed individual looking for a mortgage, we have tailored options specifically for Business For Self (BFS) borrowers. Give us a call today and let us help you find the perfect mortgage solution for your needs.