Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options for self-employed individuals take into account reduced taxable income from claimed expenses, with the option of a Stated Income mortgage for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to a variety of Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. Options tailored for Business For Self (BFS) borrowers are also available, so interested individuals should contact for more information.