If you are a self-employed individual looking for a mortgage, we offer low rates and excellent mortgage options specifically designed for you. We understand that being self-employed can make it more difficult to obtain a mortgage, but we are here to help.

One of the advantages we offer is fast mortgage approval, even if you have been declined in the past. We understand that sometimes self-employed individuals can face challenges when it comes to getting approved for a mortgage, but we believe that everyone deserves the opportunity to become a homeowner.

Our mortgage options take into consideration the reduced taxable income that often comes with claimed expenses for self-employed individuals. We understand that your expenses may impact your qualifying income, and we take that into account when evaluating your mortgage application.

If you have dividend or investment income, we also accept that as part of your overall income. However, we do require stability and proof of this income to ensure that it is reliable and consistent.

In order to process your mortgage application, we will require certain documents from you. These include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license.

We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. These lenders are willing to accept reasonable income estimates, making it easier for self-employed individuals to secure a mortgage.

We also offer tailored options for Business For Self (BFS) borrowers. If you fall into this category, give us a call and we will be happy to discuss your specific needs and find the best mortgage option for you. Don't let your self-employment status stop you from achieving your dream of homeownership.