At Mortgages for People New to Canada, we aim to help newcomers understand the Canadian real estate market and its associated costs, such as closing costs and adjustment costs. By choosing to build equity instead of renting, newcomers can benefit from employment and credit sources. We are dedicated to finding the best rates and mortgage options for newcomers seeking higher loan amounts, requiring at least a 20% down payment saved, and offering more flexibility on down payment with as little as 5% down. Our team will also provide information on homebuyer incentive programs and down payment assistance options. With access to a wide range of lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can create a custom-tailored mortgage product, even if you don't qualify at your bank due to limited credit and employment history. Additionally, we offer innovative tools that can make your first-time home buying experience in Canada more efficient.