We provide assistance to newcomers in Canada who are interested in understanding the real estate market and the associated costs involved, such as closing costs and adjustment costs. Our aim is to help them build equity instead of paying rent, utilizing their employment and credit sources. For newcomers looking for higher loan amounts (over $1 million), we can help them find the best rates and mortgage options. With a down payment of at least 20%, they can have more flexibility on down payment with as little as 5% down. We also offer guidance on homebuyer incentive programs and down payment assistance options. Our access to top lenders in Canada allows us to design a custom-tailored mortgage product that suits their needs and secures the best rate, even if they don't qualify at their own bank due to limited credit and employment history. Additionally, we provide innovative tools that contribute to an efficient first-time home buying experience.