We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast approval process is especially beneficial for those who have been previously declined for a mortgage. Our self-employed mortgage options take into account the reduced taxable income resulting from claimed expenses. We also offer a Stated Income mortgage option for individuals whose qualifying income is affected by expenses. We accept dividend and investment income, provided that stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our network includes top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. If you are a Business For Self (BFS) borrower, we have tailored options available for you as well. Please give us a call to discuss your mortgage needs.