Self Employed

If you are self-employed and looking for a mortgage, we offer low rates and excellent mortgage options specifically catered to self-employed individuals. Even if you have been declined for a mortgage in the past, we provide fast mortgage approval for self-employed individuals. Our mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier for you to qualify. We also offer a Stated Income mortgage for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call today!

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