Newcomers to Canada can benefit from mortgage options designed to help them understand the real estate market and associated costs, such as closing costs and adjustment costs. By building equity instead of renting, newcomers can take advantage of employment and credit sources. With options for higher loan amounts over $1 million and flexibility on down payments as low as 5%, we can assist in finding the best rates and mortgage options. Additionally, we offer explanations on homebuyer incentive programs and down payment assistance. With access to a variety of lenders, including large banks and credit unions, we can tailor a mortgage product to meet your needs and secure the best rate, even if you have limited credit or employment history. Take advantage of innovative tools in Canada for an efficient first-time home buying experience.