We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you are a business owner or a freelancer, we understand the unique challenges you face when it comes to obtaining a mortgage. That's why we strive to provide fast approval, even if you have been previously declined.

Our mortgage options take into consideration the reduced taxable income that self-employed individuals often have due to claimed expenses. We understand that these expenses can impact your qualifying income, which is why we offer a Stated Income mortgage option. This allows you to provide alternative documentation that reflects your true income, rather than relying solely on your taxable income.

In addition to considering your claimed expenses, we also accept dividend and investment income. However, we do require stability and proof of this income in order to qualify. This ensures that you have a reliable source of income that can support your mortgage payments.

When applying for a mortgage with us, there are several documents that you will need to provide. These include your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. These documents help us assess your financial situation and determine the best mortgage options for you.

We have access to a wide range of Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This allows us to provide you with multiple options and choose the one that best suits your needs. We also understand that every self-employed individual is unique, which is why we offer tailored options specifically designed for Business For Self (BFS) borrowers.

If you are self-employed and in need of a mortgage, contact us today. Our team of experts will guide you through the process and help you find the perfect mortgage solution for your needs.