Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, ensuring fast approval even if there have been previous declines. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making our Stated Income mortgage particularly useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, with stability and proof requirements. To apply, we require various documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also offer options tailored specifically for Business For Self borrowers. If you are interested, please give us a call!

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