Self Employed

Self-employed individuals can benefit from low mortgage rates and excellent mortgage options. These options include fast approval, even after previous declines, and consideration of reduced taxable income due to claimed expenses. The Stated Income mortgage option is also available for those with expenses that impact qualifying income. Dividend and investment income are accepted, provided that stability and proof requirements are met. To apply, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers is available, with options tailored for Business For Self (BFS) borrowers. For more information, interested individuals are encouraged to call.

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