Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our goal is to provide fast mortgage approval, even if you have been declined in the past. Our mortgage options take into consideration the fact that self-employed individuals often have reduced taxable income due to claimed expenses. We also offer a Stated Income mortgage, which is especially useful for those with expenses that impact their qualifying income. We accept dividend and investment income, as long as stability and proof requirements are met. Required documents for mortgage approval include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. If you are a self-employed individual looking for a mortgage tailored to your needs, please give us a call.

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