We offer competitive rates and excellent mortgage options specifically designed for self-employed individuals, including fast approval even after previous declines. Our self-employed mortgage solutions take into account reduced taxable income caused by claimed business expenses, with stated income mortgages ideal for those whose qualifying income is affected. Dividend and investment income is also accepted, provided stability and proof are demonstrated. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and articles of incorporation or business license. We provide access to top Canadian lenders, such as major banks, mortgage finance companies, credit unions, and alternative financers, all accepting reasonable income estimates, with tailored options available for Business For Self (BFS) borrowers. Contact me to explore your mortgage opportunities!