Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been declined in the past, we can provide fast mortgage approval. Our mortgage options take into consideration the reduced taxable income that may result from claimed expenses. If you have expenses that impact your qualifying income, our Stated Income mortgage option may be a suitable solution for you. We also accept dividend and investment income, as long as there is stability and proof requirements met. To apply for our self-employed mortgage options, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. If you are a self-employed individual looking for tailored mortgage options, give us a call today!

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