Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals, including fast approvals even after previous declines. Our programs consider reduced taxable income resulting from claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected by business deductions. Dividend and investment income are accepted when stability and proper proof are provided. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and a copy of the Articles of Incorporation or business license. Access top Canadian lenders—from major banks and mortgage finance companies to credit unions and alternative financers—offering tailored solutions for Business For Self (BFS) borrowers. Contact me to learn more!

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