Self Employed

We offer low rates and excellent mortgage options tailored specifically for self-employed individuals, including fast approvals even after previous declines. Our self-employed mortgage solutions take into account reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected by such deductions. We also accept dividend and investment income, provided stability and proof are demonstrated. Required documentation includes the Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and Articles of Incorporation or a business license. Access top Canadian lenders—from major banks to credit unions and alternative financers—that accept reasonable income estimates. Specialized options for Business For Self (BFS) borrowers are available. Contact me for more details!

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