We offer competitive mortgage rates and excellent options specifically designed for self-employed individuals. Whether you have experienced previous mortgage declines or are navigating the complexities of self-employment income, our solutions provide fast approval to help you secure your financing quickly and efficiently.

Our mortgage programs take into account the reduced taxable income that often results from claimed business expenses. One helpful option is the Stated Income mortgage, which is especially beneficial for those whose qualifying income is impacted by such expenses. Additionally, we accept dividend and investment income as part of the qualifying criteria, provided there is stability and appropriate documentation to support it.

To apply, you will need to provide several key documents, including your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of your Article of Incorporation or business license. This documentation helps us verify your income and business status effectively.

We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. Tailored options are available for Business For Self (BFS) borrowers, ensuring you get the mortgage solution that best fits your unique situation. Feel free to give me a call to discuss your needs!