At Mortgages for People New to Canada, we are dedicated to assisting newcomers in understanding the Canadian real estate market and associated costs. We aim to help individuals build equity rather than paying rent, taking advantage of their employment and credit sources. Our services include finding the best rates and mortgage options for newcomers seeking higher loan amounts, with a minimum down payment of 20% or as little as 5%. We also offer guidance on homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, we can design a custom-tailored mortgage product that fits your needs and locks in the best rate, even if you have limited credit and employment history. We also provide innovative tools to ensure an efficient first-time home buying experience in Canada.