Self-employed individuals can benefit from low rates and excellent mortgage options, even after previous declines, with fast approval. Mortgage options for self-employed individuals take into consideration reduced taxable income from claimed expenses, making Stated Income mortgages helpful for those with expenses impacting qualifying income. Dividend and investment income are accepted with stability and proof requirements. Necessary documents for application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, such as large banks, mortgage finance companies, credit unions, and alternative financers, is available, with reasonable income estimates accepted. Tailored options for Business For Self (BFS) borrowers are also offered, so contact us today!