Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have previously been declined. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our self-employed mortgage options take this into consideration. For those who have expenses that impact their qualifying income, our Stated Income mortgage could be the perfect solution. We also accept dividend and investment income, provided there is stability and proof requirements. When applying for a self-employed mortgage, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Rest assured, we have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to work with reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Give us a call to discuss your mortgage options today!

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