We offer competitive mortgage rates and excellent options specifically designed for self-employed individuals. Whether you’ve faced previous mortgage declines or need fast approval, our streamlined process is here to help you secure the financing you need with confidence.

Our mortgage solutions take into account the unique financial situations of self-employed borrowers, including reduced taxable income resulting from claimed business expenses. For those whose qualifying income is affected by these expenses, our Stated Income mortgage programs provide a practical and effective alternative.

We also accept dividend and investment income as part of your income verification, provided you can demonstrate stability and supply the necessary proof. To qualify, you’ll need to submit key documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, relevant contracts or financial statements, and a copy of your Articles of Incorporation or business license.

Through our network, you gain access to Canada’s top lenders, including major banks, mortgage finance companies, credit unions, and alternative financiers who consider reasonable income estimates. We specialize in tailored options for Business For Self (BFS) borrowers, ensuring your mortgage needs are met with a personalized approach. Give me a call to explore how we can help you get the best mortgage solution today!