If you are self-employed and looking for a mortgage, you can take advantage of low rates and excellent options. Even if you have been previously declined, you can still get fast approval. These mortgage options take into consideration your reduced taxable income from claimed expenses, making it easier to qualify. If you have a lot of expenses impacting your qualifying income, a Stated Income mortgage could be useful. You can also include dividend and investment income, as long as you can provide stability and proof. To apply for these mortgages, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. You will have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who will accept reasonable income estimates. There are also specific options tailored for Business For Self (BFS) borrowers. If you are interested, please give me a call!