We offer competitive low rates and excellent mortgage options specifically designed for self-employed individuals. Whether you have faced previous mortgage declines or are applying for the first time, our process ensures fast mortgage approval tailored to your unique financial situation.

Understanding that self-employed borrowers often report reduced taxable income due to legitimate business expenses, our mortgage solutions take these factors into account. One such option is the Stated Income mortgage, which is particularly beneficial for those whose qualifying income is impacted by claimed expenses. Additionally, we accept dividend and investment income as part of your income picture, provided you can demonstrate its stability and supply the necessary proof.

To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, evidence of principal ownership in your business, relevant contracts or financial statements, and a copy of your Articles of Incorporation or business license. Through our network, you gain access to leading Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates.

We also specialize in mortgage options tailored for Business For Self (BFS) borrowers. For personalized guidance and to explore the best mortgage options available to you, feel free to give me a call!