We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Even if you have been previously declined, we can provide fast mortgage approval. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses impacting their qualifying income, our Stated Income mortgage option can be very useful. We also accept dividend and investment income, as long as there is stability and proof of this income. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that are willing to accept reasonable income estimates. We also have tailored options specifically for Business For Self (BFS) borrowers. For more information and to discuss your options, please give us a call!