Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have been declined in the past. We understand the unique circumstances of self-employment and consider the impact of claimed expenses on taxable income. Our Stated Income mortgage option is particularly useful for individuals with expenses that affect their qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide several documents, including the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including banks, mortgage finance companies, credit unions, and alternative financers who are open to reasonable income estimates. We also offer tailored options for Business For Self borrowers. Please don't hesitate to give us a call.

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