Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have previously been declined by other lenders. Our mortgage options take into consideration the reduced taxable income that self-employed individuals may have due to claimed expenses. For individuals with expenses that impact their qualifying income, our Stated Income mortgage option can be especially useful. We also accept dividend and investment income, provided there is stability and proof of these earnings. To apply, you will need to provide certain documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. For self-employed individuals looking for tailored mortgage options, we are here to help. Give us a call!

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