We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have been declined in the past. We understand the unique circumstances of self-employment and take into account the reduced taxable income that may result from claimed expenses. Our Stated Income mortgage option is particularly useful for those who have expenses that impact their qualifying income. We also accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders including large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Feel free to give us a call to discuss your mortgage needs.