Self-employed individuals can take advantage of low rates and excellent mortgage options, with fast approval even after previous declines. These mortgage options consider reduced taxable income from claimed expenses, making the stated income mortgage a useful choice for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers accepting reasonable income estimates is available. Options tailored for Business For Self (BFS) borrowers are also offered, so give a call to explore your options today!