Self Employed

Self-employed individuals can take advantage of low rates and excellent mortgage options, with fast approval even after previous declines. Mortgage options for self-employed individuals consider reduced taxable income from claimed expenses, and a Stated Income mortgage can be useful for those with expenses impacting qualifying income. Dividend and investment income is accepted with stability and proof requirements, and required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and copy of the Article of Incorporation or business license. Access to top Canadian lenders is available, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, with options tailored for Business For Self (BFS) borrowers. Give a call to explore the personalized mortgage options available!

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