Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options for self-employed individuals take into account reduced taxable income from claimed expenses, with the Stated Income mortgage being especially useful for those with expenses impacting qualifying income. Acceptance of dividend and investment income is possible with stability and proof requirements. Various documents are required, such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, is available. Options tailored for Business For Self (BFS) borrowers are also provided, so give us a call!