Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process caters to those who have been previously declined. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. Our Stated Income mortgage option is particularly useful for those whose qualifying income is impacted by expenses. We also accept dividend and investment income, with stability and proof requirements. When applying, you will need to provide several documents, including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. As a bonus, we have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to work with reasonable income estimates. We also offer tailored options for Business For Self borrowers. Contact us today!

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