Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. These mortgage options take into consideration reduced taxable income from claimed expenses, making the Stated Income mortgage a helpful solution for those with expenses affecting qualifying income. Dividend and investment income are also accepted with stability and proof requirements. Required documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license must be provided for approval. Access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers is available, with options tailored specifically for Business For Self (BFS) borrowers. Feel free to reach out for more information!