Self Employed

We offer low rates and excellent mortgage options tailored specifically for self-employed individuals, including fast approvals even after previous declines. Our self-employed mortgage solutions take into account reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is affected by business deductions. We accept dividend and investment income, provided there is stability and proper documentation. Required documents include Notice of Assessment, T1 Tax Statement, proof of principal business ownership, contracts or financial statements, and business licenses or Articles of Incorporation. Access top Canadian lenders such as major banks, mortgage finance companies, credit unions, and alternative financiers who accept reasonable income estimates. Customized options for Business For Self (BFS) borrowers are also available—give me a call!

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