We offer low rates and excellent mortgage options specifically designed for self-employed individuals. We understand the challenges faced by self-employed individuals when it comes to securing a mortgage, which is why we ensure a fast approval process, even for those who have been previously declined. Our mortgage options take into consideration the reduced taxable income that may result from claimed expenses. Additionally, our Stated Income mortgage is particularly useful for those with expenses that impact their qualifying income. We also accept dividend and investment income, provided there is stability and proof of such income. To apply for a mortgage, you will need to provide certain documents including the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers who are willing to accept reasonable income estimates. If you are a self-employed individual looking for mortgage options tailored to your needs, please give us a call.