Self Employed

We offer low rates and excellent mortgage options for self-employed individuals, including fast approval even after previous declines. Our mortgage options take into consideration the reduced taxable income from claimed expenses, making stated income mortgages a useful option for those with expenses impacting qualifying income. We also accept dividend and investment income, with stability and proof requirements. The required documents for application include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders such as large banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. For more information, please give us a call!

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