Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available even for those who have previously been declined. We understand that self-employed individuals may have reduced taxable income due to claimed expenses, which is why our mortgage options take this into consideration. For those with expenses that impact their qualifying income, our Stated Income mortgage can be extremely useful. We also accept dividend and investment income with stability and proof requirements. To apply, you will need to provide documents such as your Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to accept reasonable income estimates. If you are a self-employed borrower, we have options tailored specifically for you. Give us a call today!

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