We provide assistance to newcomers in Canada who are interested in understanding the real estate market and associated costs such as closing costs and adjustment costs. Our goal is to help them build equity and avoid paying rent by utilizing their employment and credit sources. We specialize in finding the best rates and mortgage options for newcomers who are looking for higher loan amounts, typically over $1 million, and have at least a 20% down payment saved. Additionally, we offer flexibility on down payments with as little as 5% down. We also explain homebuyer incentive programs and down payment assistance options. We have access to all of Canada's top lenders, including banks, mortgage finance companies, credit unions, and alternative financiers, in order to design a custom-tailored mortgage product that fits your needs. We can secure the best rate for you, even if you don't qualify at your bank due to limited credit or employment history. With our innovative tools, we aim to provide an efficient first-time home buying experience.