Self-employed individuals can benefit from low mortgage rates and excellent options tailored specifically for them. These options include fast approval, even for those with previous mortgage declines, as well as considering reduced taxable income from claimed expenses. For individuals with expenses that impact their qualifying income, a Stated Income mortgage is a useful solution. This type of mortgage also accepts dividend and investment income, as long as stability and proof requirements are met. To apply for these mortgage options, the required documents include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. With access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, reasonable income estimates are also accepted. For Business For Self (BFS) borrowers, there are additional options available. Feel free to give me a call to discuss your specific needs.