Self Employed

We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is especially beneficial for those who have been declined in the past. We understand that self-employed individuals often have reduced taxable income due to claimed expenses, which is why our mortgage options take that into consideration. If your qualifying income has been impacted by deductible expenses, our Stated Income mortgage is perfect for you. Furthermore, we also accept dividend and investment income, as long as it is stable and can be proven. To apply, you will need to provide various documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of which accept reasonable income estimates. If you are a Business For Self borrower, we can offer options tailored specifically for you. Don't hesitate to give us a call!

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