We provide assistance to newcomers in understanding the Canadian real estate market and the associated costs involved, such as closing costs and adjustment costs. Our aim is to help you build equity in a property rather than paying rent, enabling you to benefit from employment and credit sources.

If you are a newcomer looking for a mortgage with a higher loan amount (over $1 million), we can help you find the best rates and mortgage options. We require a down payment of at least 20% of the property value, but we can also offer more flexibility on the down payment with as little as 5% down. Additionally, we will explain various homebuyer incentive programs and down payment assistance options that may be available to you.

We have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a custom-tailored mortgage product that fits your specific needs and locks in at the best interest rate. Even if you don't qualify for a mortgage at your bank due to limited credit or employment history, we can still assist you.

Furthermore, we can provide you with access to innovative tools in Canada that facilitate an efficient first-time home buying experience. These tools can make the process smoother and help you navigate the complexities of purchasing a property as a newcomer.

Overall, our goal is to support newcomers in securing a mortgage that suits their needs and helps them take advantage of the Canadian real estate market. We understand the challenges that newcomers may face and are dedicated to providing the necessary guidance and resources to make the process as seamless as possible.