We offer self-employed individuals low rates and excellent mortgage options, with the added benefit of fast approval, even if they have been declined in the past. Our mortgage options take into consideration the reduced taxable income that comes with claimed expenses, making them ideal for those who have expenses impacting their qualifying income. Additionally, we accept dividend and investment income, as long as stability and proof requirements are met. To apply, you will need to provide certain documents, such as the Notice of Assessment, T1 Tax Statement, proof of ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who accept reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Feel free to contact us for more information.