Self Employed

Self-employed individuals can benefit from low rates and excellent mortgage options, including fast approval even after previous declines. Mortgage options for self-employed individuals take into account reduced taxable income from claimed expenses, with Stated Income mortgages available for those with expenses impacting qualifying income. Dividend and investment income are also accepted with stability and proof requirements. Required documents for self-employed individuals include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access to top Canadian lenders is provided, including large banks, mortgage finance companies, credit unions, and alternative financers accepting reasonable income estimates, with options tailored for Business For Self (BFS) borrowers. Contact for more information.

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