Self Employed

We offer low rates and excellent mortgage options for self-employed individuals. We also provide fast mortgage approval, even for those who have been previously declined. Our mortgage options take into account the reduced taxable income from claimed expenses, making it easier for self-employed individuals to qualify. For those with expenses that impact their qualifying income, our Stated Income mortgage is a helpful solution. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We work with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers that accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. Contact us today to learn more about our mortgage offerings.

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