First Time Home Buyers
If you are considering buying your first property, we are here to help ensure a smooth transition from renting to owning. Our team of experts will handle all the financial details involved in finding your perfect property quickly and efficiently.
Our approach is education-focused, meaning we will provide you with all the information you need to make informed decisions about your purchase. We will guide you through clear next steps and provide you with an easy-to-use online application that will kick-start the process accurately.
We understand that the financial aspect of buying a home can be overwhelming, which is why we offer tools and guidance to streamline the document submission process. Our detailed assessments will aid in budget planning and help you understand all associated costs, including closing costs and adjustment costs.
Furthermore, we will educate you on how homebuyer incentive programs work, helping you determine how much down payment you need, how much you can afford to buy, and what your monthly payments will be.
Our goal is to design a custom-tailored mortgage product that fits your specific needs. We will set you up with a mortgage pre-approval and lock in the best rate for you.
Even if you do not qualify at your bank, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This means we can submit your application to other lenders who may be able to offer you a mortgage.
Finally, we pride ourselves in providing access to innovative tools that are designed to reduce errors, improve efficiencies, and save you time throughout the mortgage application process. We strive to make the entire experience as seamless and hassle-free as possible for you.