Mortgages for People New to Canada can be a complex process. We understand that newcomers may need assistance in understanding the Canadian real estate market and the associated costs. We are here to guide you through the process of buying a home, including explaining the closing costs and adjustment costs that you may encounter.

One of the advantages of purchasing a home instead of renting is that you can build equity. By making mortgage payments, you are investing in your own property and increasing your net worth. This can be especially beneficial for newcomers who have a stable source of employment and credit sources.

If you are a newcomer looking for a higher loan amount, such as over $1 million, we can help you find the best rates and mortgage options. We understand that saving a large down payment can be challenging, so we offer more flexibility on down payments. With as little as 5% down, you may still be able to secure a mortgage.

We are also knowledgeable about homebuyer incentive programs and down payment assistance options. These programs can provide additional support for newcomers who may need financial assistance when it comes to purchasing a home.

Our network includes all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This allows us to offer a wide range of mortgage products and find the best option that suits your specific needs. Even if you don't qualify for a mortgage at your bank due to limited credit or employment history, we can still help you secure a mortgage at the best rate.

As part of our commitment to providing an efficient and seamless home buying experience for first-time buyers, we have access to innovative tools in Canada. These tools can streamline the process and make it easier for newcomers to navigate the complexities of the real estate market.

Whether you are new to Canada or have been here for a while, we are here to assist you in obtaining a mortgage. Our team of experts will work with you to find the best mortgage option that meets your needs and ensures a smooth home buying experience.