We specialize in assisting newcomers to Canada in navigating the Canadian real estate market and understanding the associated costs. Our goal is to help newcomers build equity rather than paying rent, utilizing their employment and credit sources. We offer the best rates and mortgage options for newcomers seeking higher loan amounts, with the requirement of at least a 20% down payment saved. Additionally, we offer more flexibility on down payments, allowing for as little as 5% down. We will guide newcomers through homebuyer incentive programs and down payment assistance options. With access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, we can customize a mortgage product that suits your specific needs and secures the best rate, even if you face challenges such as limited credit and employment history. Take advantage of our innovative tools for a seamless first-time home buying experience in Canada.