We specialize in assisting newcomers to Canada in navigating the Canadian real estate market and understanding the associated costs. We will guide you through the process of buying a home, including explaining the closing costs and adjustment costs that you will need to consider.

One of the benefits of purchasing a home rather than renting is the opportunity to build equity. As a newcomer, you can benefit from your employment and credit sources to secure a mortgage and start building equity in your own property.

We understand that some newcomers may be looking for higher loan amounts, and we can help you find the best rates and mortgage options for loans over $1 million. With at least a 20% down payment saved, you can have more flexibility in securing a mortgage. We can also explore options for a down payment assistance program or homebuyer incentive programs that may be available to you.

One of our advantages is that we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers. This means that we can design a custom-tailored mortgage product that fits your specific needs and locks in at the best rate, even if you don't qualify at your bank due to limited credit or employment history.

Additionally, we provide access to innovative tools in Canada that can make your first-time home buying experience more efficient. These tools can help you navigate the real estate market and find the perfect home for you.

Overall, we are dedicated to helping newcomers to Canada achieve their dream of homeownership. We will provide you with the knowledge, guidance, and resources you need to make informed decisions throughout the home buying process.