Self Employed

We offer competitive rates and a variety of mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is ideal for those who have been previously declined by other lenders. We understand that as a self-employed individual, your taxable income may be reduced due to claimed expenses. That's why our self-employed mortgage options take this into consideration. If you have expenses that impact your qualifying income, our Stated Income mortgage may be the perfect solution for you. We also accept dividend and investment income, as long as there is stability and proof available. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have partnerships with top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financiers, who are willing to work with reasonable income estimates. We also have tailored options available for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs.

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