Mortgages for People New to Canada

For newcomers to Canada, understanding the real estate landscape and associated costs can be overwhelming. At our company, we are dedicated to assisting newcomers in navigating the Canadian real estate market, ensuring they are well-informed about closing costs and adjustment costs. We believe that by providing newcomers with this knowledge, they can make informed decisions and build equity instead of renting.

We understand that employment and credit sources may be limited for newcomers. However, we aim to help them benefit from their employment and credit sources by offering the best rates and mortgage options. In fact, we specialize in assisting newcomers who are looking for higher loan amounts, specifically over $1 million. With at least a 20% down payment saved, newcomers can benefit from more flexibility on down payment, with the possibility of putting as little as 5% down.

Furthermore, we are committed to educating newcomers about homebuyer incentive programs and down payment assistance options that are available to them. Through these resources, newcomers can gain access to additional support and potential financial assistance for their down payment.

As mortgage brokers, we have access to all of Canada's top lenders, including large banks, mortgage finance companies, credit unions, and alternative financers. This wide array of options allows us to design a customized product that perfectly fits the mortgage needs of newcomers. Even if a newcomer does not qualify for a mortgage at their bank due to limited credit or employment history, we can still secure them a mortgage at the best rate possible.

To provide an efficient first-time home buying experience, we offer access to innovative tools in Canada. These tools are designed to streamline the process and ensure that newcomers have a smooth transition into homeownership. With our guidance and these tools, newcomers can confidently embark on their first home buying journey.

In conclusion, our company specializes in providing mortgages to newcomers in Canada. Through our comprehensive services, we aim to empower newcomers with the knowledge and resources they need to make informed decisions, build equity, and achieve their homeownership dreams.