We offer low rates and excellent mortgage options for self-employed individuals, including those who have previously been declined. Our fast mortgage approval process takes into account reduced taxable income from claimed expenses. If your qualifying income is impacted by expenses, our Stated Income mortgage option can be useful. We also accept dividend and investment income, with stability and proof requirements. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. We have access to a wide range of top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, who are willing to accept reasonable income estimates. We also have tailored options specifically for Business For Self (BFS) borrowers. Give us a call today to discuss your mortgage needs.