Self-employed individuals can benefit from low rates and excellent mortgage options, even if they have been previously declined. Mortgage approval for self-employed individuals is fast, taking into consideration the reduced taxable income from claimed expenses. Those with qualifying income impacted by expenses can benefit from the Stated Income mortgage. Dividend and investment income can also be accepted, provided stability and proof requirements are met. Required documents for mortgage applications include the Notice of Assessment, T1 Tax Statement, proof of principal ownership in the business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Access is available to top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers, all of whom accept reasonable income estimates. Tailored options specifically designed for Business For Self (BFS) borrowers are also available. For further information and assistance, please do not hesitate to contact me.