For individuals new to Canada, navigating the real estate market can be a daunting task. This includes understanding the various costs associated with purchasing a home, such as closing costs and adjustment costs. Our team is here to assist newcomers in gaining a better understanding of these expenses and how they factor into the home buying process.

Rather than continuing to pay rent, newcomers have the opportunity to build equity by purchasing a home in Canada. By leveraging their employment and credit sources, newcomers can take advantage of mortgage options that allow them to invest in their own property rather than renting from someone else.

We specialize in helping newcomers find the best rates and mortgage options available, especially for those looking to borrow higher loan amounts (over $1 million). With at least a 20% down payment saved, newcomers can benefit from more flexibility on down payments, with options allowing for as little as 5% down. Our team can explain various homebuyer incentive programs and down payment assistance options that may be available to eligible buyers.

Our services also include access to a wide range of lenders, including major banks, mortgage finance companies, credit unions, and alternative financers. This allows us to design a custom-tailored mortgage product that meets the specific needs of each client. Even if a client does not qualify for a mortgage at their bank due to limited credit or employment history, we can still secure the best rate possible. Through innovative tools and resources, we strive to provide newcomers with an efficient and successful first-time home buying experience in Canada.