Self Employed

We offer low rates and excellent mortgage options tailored specifically for self-employed individuals, including fast approval—even after previous declines. Our self-employed mortgage solutions account for reduced taxable income due to claimed expenses, with Stated Income mortgages ideal for those whose qualifying income is impacted by business deductions. We accept dividend and investment income, provided stability and proof are supplied. Required documents include Notice of Assessment, T1 Tax Statement, proof of business ownership, contracts or financial statements, and business registration documents such as Articles of Incorporation or a business license. Access top Canadian lenders, including major banks, mortgage finance companies, credit unions, and alternative financers who accept reasonable income estimates. Customized options are available for Business For Self (BFS) borrowers. Contact me for more details!

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